As one of North Wales leading independent mortgage advisers and winner of Money Management's Mortgage Planner of the Year' award in 2002 and 2004 and Equity Release Planner of the Year in 2003, 75point³ enjoys an excellent reputation in the area and are recognised as mortgage experts by local professionals associated with property.

Being independent mortgage advisers, 75point³ are free to source mortgages from the full market place and using their expertise, they will evaluate the different products available to find the right mortgage for you.

Expert advice every step of the way.

Over the years, 75point³ has developed strong relationships with some mortgage lenders, which enables them to negotiate mortgage deals with competitive rates and enhanced benefits. Whatever your requirements, 75point³ can help you whether you are looking to:

• Remortgage - 75point³ can help you switch to a better deal with a minimum amount of time and effort on your part.
  
• Move home - If you are planning to move 75point³ can help you find the right mortgage and liaise with third parties to secure a suitable offer.
  
• First time buyers - Buying your first home can be a daunting process. 75point³ can help you through mortgage process.
  
• Buying to Let - If you are thinking of buying a property as an investment 75point³ can help you finance it efficiently. 75point³ can also assist with commercial lending and mortgages for second homes.

As independent mortgage advisers, 75point³ state their financial interest upfront. Any fees charged, along with commissions received from lenders, are explained to you in detail. They will also provide a comprehensive breakdown of the costs associated with arranging a mortgage. Typical broker fees are £299 per mortgage arranged.

For more information about 75point3's independent mortgage service or to arrange an obligation-free appointment with an independent mortgage adviser, please call Steven Jones or Mark Bonsall at 75point3's Colwyn Bay office on:- Tel: 01492 536333 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE 75point3 Limited, 14 Penrhyn Road, Colwyn Bay, Conwy, LL29 8LG 75point3 Limited is authorised and regulated by the Financial Services Authority (FSA reg. 418618)

• Competitive fixed fees guaranteed

• No hidden extras

• No completion, no fee

• 24/7 case tracking

• No meetings necessary

• On-line case progress reports

• Text message updates

• Email updates

• All work done by solicitors

• UK and overseas service

Now you can make your move quick and easy by organising a conveyancing solicitor through Easier2move.

We'll help you find a conveyancing solicitor to start working for you today at a guaranteed fixed price with no hidden extras on a no sale (or purchase) no fee basis.

You can follow the progress of your conveyancing on-line 24 hours a day and you'll be kept updated throughout both by email and by text message updates to your mobile phone.

We now also deal with transfers of equity and we can find you a fully qualified English speaking lawyer if you are buying or selling overseas.

Use Easier2move for your conveyancing and stay in control.

JW Hughes and Co.
27 Augusta St,
Llandudno Conwy.
LL30 2AE.
01492 874774

Bone and Payne
55 Madoc Street,
Llandudno
Tel.01492 876354
eMail : enquiries@boneandpayne.co.uk

Chamberlain Johnson and Parkes
17 Trinity Square.
Llandudno LL30 2RN
01492 876271

Gamlins
14-15 Trinity Square,
Llandudno.
Tel: 01492 860420
Website : www.gamlins.com